Reliable Payment Infrastructure for Your Business
Accept payments and send payouts with up to 99% conversion: P2P, P2C, C2C, QR codes, credit cards, e-wallets, and more across various geos.
About the Company
Spay is an international payment infrastructure for businesses of any size. We build direct integrations with local banks and payment systems in the CIS, Turkey, India, Asia, and LatAm, enabling merchants to accept and send payments with maximum conversion and minimal fees.
We operate in the following sectors
Why Choose Spay
Direct bank integrations, fast payouts, and live support — everything you need for stable operations in 30+ geos and any verticals.
Direct Bank Integrations
We work directly with local banks and payment systems — no aggregator layers, with maximum approval rates and minimal fees in each country.
Payment Page Customized for Your Brand
Full customization of the Payment Page: logo, brand colors, custom domain, and interface language. Responsive design keeps conversion high on mobile, tablet, and desktop.
Onboarding in 1 Day
KYB is automated: we guide you through the required documents and complete integration to production without pauses.
T+0 Payouts
Funds available on the same day — in local currencies or USDT, 24/7, with no waiting or hidden delays.
Anti-fraud and AML 24/7
PCI DSS-compliant infrastructure, built-in AML/KYC, and transaction monitoring. Sensitive data is not stored on the merchant's side.
Local Payments in 30+ Geos
Direct integrations with local banks in the CIS, Turkey, India, Asia, and LatAm: cards, P2P, UPI, net banking, and e-wallets.
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Easy Integration via API
Ready-to-use REST API, webhooks, and payment forms — choose H2H or no-code (payform) integration for your stack. Clear documentation, sandbox environment, and developer support will help you start accepting payments in just one day.
Frequently Asked Questions
From application to production — 1–3 days: KYB, integration via REST API, webhooks, or a ready payment form with redirect, launch in sandbox, and move to live. Developers will guide you at every step until your first payment.
30+ geos in the CIS, Turkey, India, Asia, and LatAm. Local cards, P2P, UPI, net banking, e-wallets, and bank transfers — through direct integrations with local banks and payment systems.
Multi-currency settlements, T+0 payouts in USDT. Withdrawals 24/7 to whitelisted wallets, with no limits on the number of requests. Average processing time after deduction is just a few minutes.
Transparent rates with no hidden fees: individual terms depend on turnover, geo, and industry. Final rates and routing will be agreed upon in a call before signing the contract — no surprises in your personal account.
PCI DSS-compliant infrastructure, built-in AML/KYC, and 24/7 transaction monitoring. Sensitive data is not stored on the merchant's side, webhooks are signed, and suspicious transactions are automatically blocked.
Yes — iGaming, betting, dating, forex and trading, crypto, and digital goods. For each vertical, we select optimal routing, a set of local methods, and payout conditions.
